A single will is a document incorporating the instructions of one person, which deals with the disposal of his/her estate at his/her death.
A joint will is a document incorporating the instructions of two persons, which deals with the disposal of their estates at the death of either or both of them. At the death of the first person, it is advisable that the surviving spouse should renew their will as soon as possible.
Should you wish to avoid the red tape, we would advise you to draw up two single wills right from the start.
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In compliance with the Protection of Personal Information Act (POPIA) that came into effect in July 2020, Sanlam Trust (Pty) Ltd, a subsidiary of Sanlam Limited, will process and protect your personal information as required by relevant laws and the Constitution of the Republic of South Africa. See Sanlam's complete privacy policy.
We collect, process, collate, store, analyse and disclose personal information only for the following purposes:
As our client, you have the right to:
Total value of all property and assets in which an individual had an interest at the time of his/her death, excluding retirement funds, RAs' and policies nominated to be paid out to beneficiaries outside the estate. The gross estate figure is the gross value of a person's estate before the deduction of liabilities like debt and taxes.
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It's important that you add the specific details of your beneficiaries to ensure that your assets are distributed to the correct person(s) should something happen to you.
In the unfortunate event of your death, the following person will be appointed as the legal guardian for your children:
A high percentage of estates turn out to be insolvent, with debts exceeding assets, and despite having a will, your dependents may be left with nothing. Even worse, your dependants can be left with outstanding debts to repay. You can prevent this by ensuring that you have sufficient life cover.
Please provide your Sanlam adviser's details below (only if you have one). These details are optional and will not appear in your will.